There have been recent reg:ulatory and administrative changes that might affect the Affordable Care Act (ACA) market for non-group insurance. The change is
1. Allowing the sale of renewable, experience-rated short-term health insurance plans which need not cover the full complement of essential health benefits (FOCUS ONLY ON THIS CHANGE)
you should prepare to explain to the governor of New York state—using the concepts of the Rothschild-Stiglitz model (but not the jargony language)—how the assigned change would likely affect the insurance market in New York City and who would gain or lose from this change.
prepare and submit a 300- to 500-word memo summarizing the findings.
