Health insurance coverage gives Americans and their health providers protection against the financial risk associated with the costs of health care and can help improve well-being. Healthcare reform is a daunting challenge for U.S. policy makers. The people want change, but offer little consensus on how to achieve it. Government action seems to be inevitable, but the extent of the action is likely to fall far short of what anyone could have imagined shortly after the legislation was first introduced in 1993. However, it is unlikely that any comprehensive plan for government takeover of healthcare delivery will ever happen. Instead, there will probably be incremental reforms to add coverage and access to groups at the margin.
Instructions
Write an expository essay describing the level of health insurance coverage in the United States and the financial protection provided by that coverage. Examine the source of health insurance coverage and the financial effect of that cost on the groups providing that coverage. Explain how patients with no health insurance coverage impact other patients, providers and the quality of healthcare services in this country. Recommend a policy course of action to increase the quantity and quality of health insurance in the United States that would be the most fair equitable to all stakeholder groups. What do you think would be the best course of action to help improve this situation?
