Evaluate the practicality of union presence in the HUD agency and recommend at least two (2) reasons why the agency should or should not have union representation. (Title this section The Agency and Unions) 2. Evaluate the opportunity of privatization in the HUD agency and recommend at least two (2) reasons why the agency should or should not privatize its services. (Title this section The Agency and Privatization) 3. Analyze at least two (2) of the HUD policies, procedures, and / or plans regarding pensions. (Title this section Employee Pension Plans) 4. Assess the HUD agency’s approach to productivity and performance evaluation. (Title this section Productivity and Performance